Living on Cash

(3 steps back to the sanity of cash) Here is an idea I wonder about all the time. If I didn't have credit where would I be. Could I just live on cash alone. I find the cushion of a credit card very nice. It is nice to have something there in case you have a problem, but I do agree with the author that far too often people use it as a quick way out and don't think about the long term. We see what we get now and forget that for the next 6 months we have less to live on cause the credit card payment is more. Do you think you would be OK without credit?

College Credit Card Debt

(Buy Now, Pay Forever) This is a great article for young people to think about before getting into credit card debt. It is something that is very hard to get out of. This article talks about some developments with college students and credit card debt.