Obama and McCain Tax Plans

(Your Tax Bill: How McCain, Obama Differ) I think everyone should get a look at this article to understand how the different presidential candidates might effect your personal finances. It looks to me like the average middle income person doesn't seem to get much difference by either candidate. It is very interesting to me to see how dramatic the difference is for the very high earners. If the difference to me where half a million dollars in taxes I would have my mind made up on whom to vote for. I'm always curious why all us average earners don't band together and out vote the very high earners and have them pay more taxes and us less. Why doesn't this happen. We should have a majority. Is it the fact that we all hope some day to be in the top tax bracket and know that if we were in that situation we would not like that idea of the government taking an unfair portion of our money? Why don't we tax the crap out of the rich to make our government run better? Any ideas out there? It would seem that they have the most extra money to spare. Would inflation just negate any less tax the average person would pay, because the costs of all good would go up to cover the difference? What would happen?

Retire Rich: Beat the Market by Doing Nothing

(Retire Rich: Beat the Market by Doing Nothing) Here is a good article for our now volatile market. It is the first article in a while that I have read that talks about dollar cost averaging. This is a good concept to keep in mind as the market turns down and you have a long horizon for your retirement earnings to work themselves out.

Rent vs. Buy

(Why rent? To get richer) Here is an article that made me think. Do we put too much emotion into out investments? Should we only be looking at making the most amount of money in the shortest amount of time? Should investment have warm fuzzy feelings? I loving owning a home. Aren't the intangibles worth something? This article takes a numerical look at home ownership vs. renting. I think the author has some good points, but I think the author might be missing some intangibles.