Living on Cash

(3 steps back to the sanity of cash) Here is an idea I wonder about all the time. If I didn't have credit where would I be. Could I just live on cash alone. I find the cushion of a credit card very nice. It is nice to have something there in case you have a problem, but I do agree with the author that far too often people use it as a quick way out and don't think about the long term. We see what we get now and forget that for the next 6 months we have less to live on cause the credit card payment is more. Do you think you would be OK without credit?